Roof insurance can help you save thousands of dollars in repairs and replacements after a storm. Filing claims, however, can be tricky. To get the best possible results, Lifetime Roofing, your premier local roofing company, discusses everything you need to know:
Keep in mind that roof insurance isn’t always a cure-all. This is because there are some policies that do not cover the entire cost of the roof or prorate for the age of the roof. There are also other policies that might require you to pay a deductible amount first before your insurer will pay anything. That said, be sure to review your policies and ask your insurance company for clarifications.
Insurance Claims Process
Filing roof insurance claims involves a stringent process, so it’s crucial to follow each step carefully. For one, they expect you to submit proper documentation, including photos of roof damage, invoices, and bills. They usually assign an inspector to come to your home and examine your roof. In other cases, you need to give your adjuster an estimate from your residential roofing contractor.
After approving your claim, your insurance company will cut an initial check, which includes the depreciated value minus any deductible. Once your roof is fixed, then a second check may be cut to cover the additional repair costs.
Most policies provide coverage for roof damage caused by storms or unexpected accidents. Other policies will consider the age and depreciated value of your roof to determine the amount of your reimbursement. To get sufficient coverage for your claim, work with a reputable contractor who can provide you with an accurate assessment of your roof’s condition. They should also perform immediate roof repairs to prevent further damage.
Lifetime Roofing: Your Top Roofing Experts
As your trusted roofing contractor, we want to make sure that you’re getting maximum benefits from your roof. This is why if it has sustained severe damage, we’ll assist you with your insurance claims to acquire the compensation you deserve. We’ll also perform in-depth inspections and comprehensive repairs to restore your roof back to its pristine condition. This way, your home remains structurally sound.
Lifetime Roofing is the trusted name for top-notch residential roof construction. Call us today at (801) 928-8881 for more information about our services. We serve Salt Lake City and surrounding communities in UT.